SSDI is one of multiple government benefits that you could be eligible for. The good news is, enrolling in related programs is easy and sometimes even automatic after you start receiving Social Security Disability payments:
SSDI and Medicare – After you receive SSDI payments for two years, you will automatically become enrolled in the Medicare health care program. That means you can get free health insurance in addition to disability income.
SSDI and SSI – If you have a limited income, you could receive both SSDI and Supplemental Security Income payments. SSI is another disability benefits program that helps low-income beneficiaries. Combining these free government benefits makes paying for expenses easier than ever.
SSDI and Social Security Retirement Benefits – Once you reach retirement age, your SSDI payments will automatically become SS retirement benefits. The amount you receive in disability will not change. It’s good to note that SSDI and retirement benefits become the same and will not add to your savings like SSI and Medicare.
Want to add to your benefits? You could submit applications online in minutes for many of these programs.
Working on Social Security Disability – Those who are collecting SSDI benefits, or are applying to do so, may not engage in what is called substantial gainful activity, or SGA. SGA is any work activity that brings in more than $1,180 per month.
Note: Blind SSDI recipients have an SGA limit of $1,970 per month. SGA can also pertain to owning your own business, so you might want to be careful and consider all possible elements before applying or maintaining your benefits.