Imagine SSDI as just one piece of a larger puzzle – a puzzle filled with government benefits that can be your safety net in times of need. The exciting part? Once you begin receiving Social Security Disability payments, stepping into the realm of other related programs can be as seamless as a well-choreographed dance.
Let’s explore this intricate dance of benefits, where SSDI harmonizes with other vital programs, ensuring you have the support you deserve.
SSDI and Medicare – Once you have been receiving SSDI benefits for 24 months, you become eligible for Medicare. This invaluable healthcare program covers hospital and medical expenses and is a significant benefit for SSDI recipients.
SSDI and SSI – SSDI and Supplemental Security Income (SSI) are separate programs but share some similarities. While SSDI is based on your work history, SSI is a needs-based program for individuals with limited income and resources. You can potentially receive both SSDI and SSI benefits if you meet the eligibility criteria.
SSDI and Social Security Retirement Benefits – You can receive SSDI benefits if you are under the full retirement age and meet the disability criteria. When you reach full retirement age, your SSDI benefits will automatically convert to retirement benefits without any reduction in the benefit amount.
Want to add to your benefits? You could submit applications online in minutes for many of these programs.
Working on Social Security Disability – Those who are collecting SSDI benefits, or are applying to do so, may not engage in what is called substantial gainful activity, or SGA. As of 2023, SGA is any work activity that brings in more than $1,470 per month.
Note: Blind SSDI recipients have an SGA limit of $2,460 per month. SGA can also pertain to owning your own business, so you might want to be careful and consider all possible elements before applying or maintaining your benefits.
By Admin –