Find Out How to Get the Most out of Medicare

Today, nearly 45 million people are enjoying the benefits of Medicare. From hospital care to prescription drugs, this government health insurance program can cover you and your needs as well.

All you have to do is figure out what kind of coverage you need, submit a quick application and start receiving health insurance benefits if you’re eligible.

Medicare comes in four parts: Part A, Part B, Part C and Part D. Find out which Medicare is right for you so that you can enroll quickly, easily and online!

Medicare Requirements for Seniors — Learn About Free or Low-Cost Insurance

The eligibility requirements to sign up for Medicare are minimal even though it is still considered an “entitlement” program. This means that as long as you meet the program requirements, you are guaranteed to receive benefits.

Unlike Medicaid, which is designed to help low-income and disabled individuals, Medicare is a type of insurance that helps seniors and certain other people afford rising healthcare costs.

You may be able to get free Medicare Part A (which helps you cover the cost of expensive hospital stays and procedures). For most Americans, the minimum eligibility requirements for Part A are as follows:

  • You must be 65 years of age or older.
  • You must currently reside in the United States or a U.S. territory.
  • You must have worked and paid into Medicare for at least 10 years.

You would also be eligible for Medicare Part B (medical insurance), which comes with a monthly premium. However, you can minimize the amount you pay for this premium the sooner you enroll. If you wait too long to enroll, you may have to pay a penalty that will ultimately make medical care more expensive.

Note: Even if you did not pay into Medicare for 10 years and you do not live in a U.S. state or territory, you may still be eligible for Medicare, depending on your circumstances. You just need to be a U.S. citizen.