There are few things that hurt your insurance rates as much as traffic violations, especially if they lead to points on your license. In these cases, taking a defensive driving course could be a great way to keep your insurance rates from skyrocketing.
Many drivers know that courts may dismiss speeding tickets or keep points off your license if you complete a driving safety course.
However, what they may not know is that a defensive driving course may save you money even if you do not have any traffic violations. Depending on your state, your car insurance may be required to offer you a 5% to 15% discount on your policy if you take a defensive driver course.