Medicare is not just for seniors. Learn how Medicare Part A can help lower your hospital bills.
Along with Medicare Part B, Medicare Part A is one of the basic parts of Medicare. Together, these two parts of Medicare are referred to as “Original Medicare.” Both Part A and Part B provide essential coverage for services that would normally be quite expensive to pay out of pocket.
Part A is particularly helpful, since it provides coverage for approved treatments and services that take place in a hospital, and it does it without requiring a monthly premium.
Part A covers a few different types of hospital care. These include but are not limited to:
- Nursing facility care.
- Inpatient hospital stays.
- Hospice care.
Hospital bills can add up fast if you do not have coverage. Therefore, if you are managing one of the diagnoses that make you eligible for Medicare under 65 (ESRD, ALS or a disability), then Medicare Part A will likely be one of the most important aspects of your healthcare coverage.
In addition to helping pay for hospital costs, Medicare Part A also covers certain home health care costs.
Additionally, if you have a qualifying disability, you do not have to pay a monthly premium for these services. These may include physical therapy or certain skilled nursing care, along with other services.
Keep in mind, however, that most treatments that occur outside a hospital come under the heading of Medicare Part B. Additionally, no part of Medicare will pay for home meal delivery, home cleaning services, 24-hour home care or certain other services.
If you are receiving hospital care, Medicare Part A coverage includes but is not limited to the following:
- Semi-private rooms
- Private rooms (only if necessary)
- Treatment medication
- Daily hospital meals
If you’re having trouble meeting your hospital costs, get the help you need by enrolling in Medicare Part A through the SSA today.