Bundling your policies is an easy way to get a discount on multiple types of insurance. If you bundle home and auto insurance, for instance, you can save anywhere from 5% to 20% on your overall insurance bill. The same is true for an auto and renters insurance bundle. On top of that, many companies offer discounts if you bundle insurance policies for multiple vehicles in the same household.
When you are getting a bundled insurance quote, make sure to ask if the homeowners or renters insurance that you are bundling is offered by the car insurance company itself. Some auto insurance companies that have bundles may actually be offering the homeowners or renters insurance through a third party.
This is not necessarily a bad thing, since the insurance bundle may still save you money no matter who you are buying from. However, if it is important to you to get all your bundled policies from one company, it is good to ask up front.